Personal Savings

Products Available

A great way to save for the future and pays a competitive interest rate

  • $100 minimum to open
  • Interest will compound daily and will be credited to your account quarterly
  • Unlimited deposits
  • Online Banking services available
  • Activity Service Charge $5.
    *Activity service charge waived with minimum daily balance of $100 per statement cycle.
  • Three free withdrawals per month, after 3 withdrawals, $5 per withdrawal
  • Complete disclosure given on account opening 

Health Savings Account

Federally qualified HSAs are tax-deductible, tax-deferred and tax-free.

  • Interest will compound daily and will be credited to your account monthly
  • Unlimited check writing
  • Monthly Statements
  • Debit Card services available*
  • Free Online Banking
  • Free 24 Hour Voice access to account
  • No Set up Fees
  • Activity service charge $2*
    *Activity Service charge is waived with a minimum daily balance of $2,500 per statement cycle.
  • Designated for individuals or employers
  • Complete disclosure given on account opening

Money Market Account

An account offering competitive market interest rates with access and flexibility.

  • Minimum of $100 to open
  • Activity service charge $10*
    *Activity service charge waived with minimum daily balance of $1,000 per statement cycle.
  • Monthly statements with imaged items.
  • Interest will compound daily and will be credited to your account monthly
    Tier 1< $25,000.00
    Tier 2 > or equal to $25,000.00
    Tier 3 > or equal to $50,000.00
    Tier 4 > or equal to $100,000.00
    Tier 5 > or equal to $250,000.00
  • Limited check writing*
    *Regulation D prohibits no more than 6 preauthorized withdrawals, 6 of which may be made payable to a third party per statement cycle. Withdrawals and transfers made in person are unlimited. Up to six free withdrawals per statement cycle; thereafter $10 per withdrawal.
  • Complete disclosure given on account opening  

Certificates of Deposit

Balances earn higher competitive rates

  • $500 minimum to open
  • Automatic renewal
  • Interest can be added back to CD, paid by check or deposited into another account.
  • Additional deposits may be made at the maturity of the CD
  • Penalty for early withdrawal
  • Complete disclosure given on account opening  

IRA-Traditional Individual Retirement Account

  • $500 minimum to open
  • Automatic renewal
  • Tax differed earnings
  • Complete disclosure given on account opening  

*Subject to Approval