Personal Checking 

The information listed on the products is for advertising purposes and does not constitute a disclosure. Account disclosures detailing terms and conditions of specific accounts are available upon request by calling us at (979) 836-3332. Terms and fees may be changed by us at any time after reasonable notice to you as provided by law.

BoB's Free Checking

A free personal checking account.

  • Unlimited transactions
  • $100.00 minimum to open
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Monthly statement without check images
  • Complete disclosure given on account opening  

Regular Checking    

A checking account with check images designed for individuals.

  • Unlimited transactions
  • $100.00 minimum to open
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Activity service charge $10.00*
    *Activity service charge waived with minimum daily balance of $500.00 per statement cycle.
    *Children (21 and under) and Senior Citizens (65 and over) are exempt from service charge for maintenance on Non-interest bearing accounts upon notification to bank.
  • Monthly statements with imaged items
  • Complete disclosure given on account opening               

Interest Checking

Pays a competitive rate of interest.

  • Unlimited transactions
  • $100.00 minimum to open
  • Interest will compound daily and will be credited to your account monthly
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Activity service charge $10.00*
    *Activity service charge is waived with a minimum daily balance of $1,000.00 per statement cycle.
  • Monthly statements with imaged items
  • Complete disclosure given on account opening

Money Market Account

An account offering competitive market interest rates with access and flexibility.

  • Minimum of $100.00 to open
  • Activity service charge $10.00*
    *Activity service charge waived with minimum daily balance of $1,000.00 per statement cycle.
  • Monthly statements with imaged items.
  • Interest will compound daily and will be credited to your account monthly
    Tier 1< $25,000.00
    Tier 2 > or equal to $25,000.00
    Tier 3 > or equal to $50,000.00
    Tier 4 > or equal to $100,000.00
    Tier 5 > or equal to $250,000.00
  • Limited check writing*
    *Federal Regulations limit this account to 6 withdrawals or preauthorized transfer per statement cycle or month.
  • Complete disclosure given on account opening     

*Subject to Approval

 

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