Personal Checking

Products Available

The information listed on the products is for advertising purposes and does not constitute a disclosure. Account disclosures detailing terms and conditions of specific accounts are available upon request by calling us at (979) 836-3332.

Terms and fees may be changed by us at any time after reasonable notice to you as provided by law.

Regular Checking    

A checking account designed for individuals.

  • Unlimited transactions
  • $100 minimum to open
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Activity service charge $10*
    *Activity service charge waived with minimum daily balance of $500 per statement cycle.
    *Children (21 and under) and Senior Citizens (65 and over) are exempt from service charge for maintenance on Non-interest bearing accounts upon notification to bank.
  • Monthly statements with imaged items
  • Complete disclosure given on account opening  

Interest Checking

Pays a competitive rate of interest.

  • Unlimited transactions
  • $100 minimum to open
  • Interest will compound daily and will be credited to your account monthly
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Activity service charge $10*
    *Activity service charge is waived with a minimum daily balance of $1,000 per statement cycle.
  • Monthly statements with imaged items
  • Complete disclosure given on account opening

Community Checking

A checking account that meets the needs of senior citizens, students, and organizations.

  • Unlimited transactions
  • $100 minimum to open
  • Debit Card services available*
  • Online Banking services available
  • Overdraft protection services available*
  • Activity service charge $4*
    *Activity service charge waived with minimum daily balance of $400 per statement cycle.
    *Children (21 and under) and Senior Citizens (65 and over) are exempt from service charge for maintenance on Non-interest bearing accounts upon notification to bank.
  • Itemized monthly statements
  • Complete disclosure given on account opening  

*Subject to Approval